Scammers lure users into fake Telegram bots to steal their money.
How does the scheme work?
- Fraudsters create bots that visually resemble official bank and institution chatbots. They replicate logos and descriptions.
- Subtle grammatical tricks: they use official bank names with slight variations, making it hard for users to notice the switch.
- Fake verification badges: through a premium subscription on Telegram, scammers add stickers that mimic official account status.
- Criminals send messages about financial aid or winnings, prompting users to access a counterfeit Telegram bot to apply.
- On these fraudulent sites, users are asked to input credit card details, bank codes, and passwords, leading to theft from their accounts.
How to protect yourself?
- Prefer other communication channels with banks and institutions: official websites, phone numbers, mobile apps.
- Need to use a chatbot? Find the link to it on the official website or in the bank's application. Do not apply for financial aid through chatbots.